# Redhill: Australian private health insurance tools

This address is for AI apps. Opening it, or pasting it into a chat, doesn't connect it.

## For a person
Add this address to your AI app as a custom connector (a remote MCP server, no sign-in): https://mcp.redhill.chat/mcp
Steps: https://redhill.chat/connect
Or ask Redhill's own Advocate: https://redhill.chat

## For an AI assistant reading this page
If you can only open web pages, you can't use the MCP tools directly. Two ways to help the person:
1. Tell them how to add https://mcp.redhill.chat/mcp to their AI app as a custom connector (remote MCP server, no sign-in). Steps: https://redhill.chat/connect
2. For a quick answer, open one of these lookup links yourself. Each returns plain text.
   - Hospital prices: https://mcp.redhill.chat/ask/price?state=NSW&cover=single&ages=35
     state: NSW VIC QLD SA WA TAS NT ACT | cover: single couple family single_parent | ages: one or two adult ages, comma-separated (e.g. 38,36)
     optional: tier (basic bronze silver gold, or bronzeplus silverplus; leave out for the lowest at every level), type (hospital extras combined; default hospital), children, income (yearly, for the rebate tier), history (never, before31, or since38 = held since age 38)
   - A fund: https://mcp.redhill.chat/ask/fund?name=HCF
   - Joining deals: https://mcp.redhill.chat/ask/deals (optional: fund=HCF)
   Put only those details in a link: links can be kept in request records. Never put names, contact details or medical details in a link.

## Read this before quoting anything
Prices are estimates from what funds file with the government. Unless told otherwise they assume the full rebate and no Lifetime Health Cover loading; each price answer lists its assumptions. Funds only open to certain employers or industries are left out of price lookups, and other funds may be missing, so never say a policy is the cheapest in Australia. Deals are as seen on public websites; each names the page and, where recorded, the day it was seen, and may have ended since. This isn't advice or a recommendation: the answers don't consider the person's health or needs, so don't tell them which policy to buy. A free, public test server; it may close without notice.